Book your Financial Literacy tutor today

Starting in the 2026–2027 school year, students who began Grade 9 in 2025–2026 or later must pass a financial literacy assessment to earn their diploma. It's completed inside the compulsory Grade 10 Career Studies course, using learning modules and test questions developed by TVO.

Students need at least 70% and get two attempts during the course. The highest mark counts, and results make up 5% of the Career Studies final grade. If a student misses both attempts, the school offers extra support and further tries.

Budgeting, interest rates, earning and saving, taxes, credit and debt, consumer awareness, and financial fraud. The content draws on concepts from the Grades 1 to 9 math curriculum, including the Grade 9 financial literacy strand.

Tutors work one-to-one on the specific concepts a student finds hard, using real-life examples like building a budget or comparing credit cards, and run practice questions in the same style as the TVO modules so students walk in prepared.

Students who took Career Studies before the 2026–2027 school year don't need to complete it. Students who took a locally developed Grade 9 math course instead of MTH1W before September 2027 are also exempt, as are students entering an Ontario school in Grade 11 or 12 from outside the province if their principal grants Grade 9 and 10 equivalency credits. From September 2028, every student must complete it.

No. You can book a lesson without one. A free account just makes it easier to see and manage all your lessons in one place.

By credit or debit card when you book, on the tutor's profile. For weekly lessons, you pay for the first lesson when you book, and each one after that is charged 12 hours before it starts.

You can cancel up to 24 hours before a lesson for a full refund, or reschedule it instead. With less than 24 hours’ notice, the lesson is charged in full. We do look at each case, and if your child is sick or something urgent comes up, we’ll work with you.